Friday, August 31, 2007

Just How Bad IS Your Credit?

Before you can go about repairing your bad credit, or even trying to get a loan so you can rebuild your credit, you really need to know where you stand with your credit.

The only place you can receive a truly free credit report (without needing a credit card, or subscribing to a credit monitoring service) is at AnnualCreditReport.com. There you can get each of the 3 major credit reports for free each year. Consider getting one of the reports every 4 months or so, that way you can constantly keep up with your credit.

Knowing exactly what is on your credit report will help you see what items you can easily fix, and which items you'll need to figure out how to repair.

Thursday, August 30, 2007

Temporary Seller Finance

Temporary Seller Finance: "For many years, a few homeowners and investors have been quietly using this

technique successfully to save time and increase their profits in their real estate transactions.





Now it's time to blow the lid off the secret !





Introducing: the first available e-book on the subject of Simultaneous Closings written by insiders for homeowners and real estate investors looking to sell their properties.



'Simultaneous Closings Revealed : How to sell your property fast using seller financing and Other People's Money'



Simultaneous Closings



It has hot information in it that nobody else will dare to share with you:



*You will get a 43-page e-book that will help you navigate successfully and profitably through this process.

*You will learn how to deal with all parties involved and how to maximize your profit from a simultaneous closing transaction.

*Get the insider's view on this technique. Nothing held back

* Get into a simultaneous closing transaction knowing what to expect and how to deal with potentia

#The 5 things that you should be looking for in a note buyer.


#Learn how much money you should expect out of this type of transaction.

#4 tips on how to maximize the dollars you get.

#The 3 things that you should do to smooth out a transaction.

#Become familiar with the deal structures that will put more money in your pocket.

#Find out what deal structures are usually more suitable for simultaneous closings.

#The top 4 reasons why note buyers stay away from simultaneous closing notes.


#Learn from real life simultaneous closings examples, with actual dollar amounts.

#Learn how to use simultaneous closings even if there are underlying mortgages or liens on your property.

And much more ..."

This information has all the information that you will need. Come check it out and see what we have to offer.

Temporary Seller Finance

Tuesday, August 28, 2007

Credit Secrets Bible™

Credit Secrets Bible™: "The 'Credit Secrets Bible™' contains more step-by-step, easy-to-learn, easy-to-use insider consumer credit secrets than any other home study course on the market. In fact, the information in the 'Credit Secrets Bible™' is so powerful, we have to disclose to you upfront that it is sold for informational purposes only.

If you don’t already know, I’ll be the first to tell you... banks, finance companies, bill collectors and credit card companies are some of the BIGGEST crooks in the world. If you don’t know the secrets contained in the 'Credit Secrets Bible™' you will pay tens of thousands of hard-earned dollars in extra bills, interest and fees etc. Your money will be wasted (down the drain) for no reason other than you don’t own the 'Credit Secrets Bible™' home study course.

Banks and other institutions who take your money, ruin your credit or deny you the money you need are very powerful. They make a business out of hurting people like you to make more money for themselves. And, the more they hurt you financially, the more powerful they become. But they won’t be able to hurt you anymore! With the 'Credit Secrets Bible™' I’ll show you how to stop them dead in their tracks!"

Banks and credit bureaus want you to believe that once your credit report is scarred with bad credit marks there is NOTHING you can do about it. They will tell you THE ONLY THING that can repair a bad credit report is time.

Attorneys and Credit Repair Clinics have 3 secrets. It’s these 3 secrets that keep them in business. First, when it comes to ANY negative marks on your credit, the big secret they don’t want you to know is this...

Second, they know that the "burden of proof" falls on your Creditors and the Credit Bureaus and NOT you. Third (this is the real key), they understand how to write correspondence (a fancy term for LETTERS) that makes this "burden of proof" very difficult for your creditors and the credit bureaus to prove.

And, anything your creditors and the Credit Bureaus CAN’T PROVE must be permanently REMOVED from your credit reports... it’s the law!

The Fair Credit Reporting Act (F.C.R.A.) is a consumer protection law that makes this all possible. Fortunately (for you), it was written in your favor and NOT that of your creditors or the Credit Bureaus.

Simply click on the link below and order your copy today.

Credit Secrets Bible™

Monday, August 27, 2007

101 tips

101 tips: "Who else wants to sell their own home quickly, cheaply, at the best price possible without making any of the common rookie mistakes?

If you're like most people, your house represents your life's work! Your life-savings! But the market is hot and you've decided to cash in. Good decision! Thousands are literally becoming rich off of the sell of their homes.

And you know what? A lot of them are doing it on their own. Without a realtor, and at their own pace. You may be skeptical, but remember...

'Thousands Now Have Said 'NO' To Realtors Who Never Thought They Could Sell Their House On Their Own!'

So don't worry! Selling your house all by yourself won't be a nightmare if you follow the right information from the get-go. If you're even THINKING about selling your house on your own. Make sure to keep reading to find out how you can start the process armed with the tips, tricks, and tactics of the pros.

Within my 61 page guide, '101 Tips For Selling Your Home,' I'll teach you how best to present your home to buyers, how to think inside their shoes, and leave the negotiating table with the best deal possible for both parties!

Armed with this insider knowledge, you'll be itchin' to get started selling your home for massive profit. And you can start learning this heavily guarded information in just minutes from now.

101 tips

Sunday, August 26, 2007

Debt Relief

Crush Bills - Don't Let Debt Stop You: "This E-book was written by debt and credit expert Thomas L. Stephani to repair your credit, negotiate debt, and cease collection calls.

Here is just some of the content of this priceless book

* How to best use the information
* How to stop collection calls
* FDCPA Laws (federal collection laws)
* How to use the FDCPA for you
* Sample Cease Letters
* How to obtain the best settlement
* Sample settlement proposal letters
* How to obtain your credit report
* Sample dispute letters for negative items
* Bankruptcy
* State and Federal laws


Notice: your credit card will show a purchase from CLICKBANK. Once you complete the clickbank safe shopper screen, you will be taken to a download area & you'll have instant access to this digital product. Customers can request a refund within 56 days/8 weeks.

Legal notice: This guide is not intended to offer any legal advice. The tactics and tips in this guide are legal methods to better your credit rating by removing inaccurate and or outdated items, and settling your debts. We offer educational material only and do not offer any credit repair performed for you. If you seek a credit repair firm you. We are not responsible for actions you may take by reading the book."

Crush Bills - Don't Let Debt Stop You

Saturday, August 25, 2007

Repair Credit Reports

Repair Credit Reports: "Now, let's get down to business. You're serious about restoring your credit or you wouldn't have read this far. So, here's how to do it.

The Fair Credit Reporting Act, a federal law, requires that all the information in your credit report must be 100% accurate or it must be deleted. With that in mind, the following 3 steps are all that's required to quickly add massive points to your FICO Score:



Credit Repair Step 1.

You obtain a copy of your credit report.



Credit Repair Step 2.

You identify the negative information on your report.



Credit Repair Step 3.

You write to the credit bureaus (Trans Union, Equifax, & Experian) and dispute the accuracy of the negative information they're reporting.

After you've completed these 3 steps, the credit bureau has 30 days to prove the negative information they're reporting is accurate. If they are unable to do so, the information is deleted from your credit report. Once the information is gone, your credit rating improves automatically.

Using the credit repair techniques I teach, the credit bureaus are unable to prove the accuracy of the information they're reporting, over 97% of the time.

Now, this is your basic credit repair blueprint. If you've got each of the 3 steps covered, you can repair your credit report with mathematical"

Repair Credit Reports

Friday, August 24, 2007

12 Steps to Debt-Free Living (What your creditors don't want you to know) can help you become debt free in just 3-5 years!

12 Steps to Debt-Free Living (What your creditors don't want you to know) can help you become debt free in just 3-5 years!: "The banks plan is very complex. It is designed that way to keep you off balance and never let you comprehend what they are doing. Whenever the banks know that we are on to them, they simply change the game.

Recently, the heads of several of the biggest credit card lenders in America appeared before a committee of Congress that was investigating their unfair business practices, a.k.a. predatory lending practices.

The heads of these banks listened as the worst of their practices was aired in front of the committee and then said 'We used to do that, but we don't anymore' as if that relieved them of any responsibility for their actions.

They surrendered to Congress on several of the most heinous of their practices and promised to stop using them. But, remember the nickel and dime experts in the banks basements? You can bet that they are working tirelessly to come up with new ways to separate you from more of your money. And keep you in debt to them forever.

Here are the 12 steps I took to get myself debt free

  1. To help you get a solid idea of what your financial condition is at this moment. Like, what is an asset and what is a liability? You need to know and the banks won't tell you the straight story.

  2. To determine how much of your income can be used to free you from financial bondage - and what to do if there is no available income to use.

  3. How to apply your Debt Elimination Budget (DEB) in the most effective way.

  4. Why some debts are "killers" that will lead you down the path of ruin if you don't handle them first.

  5. Leveraging your DEB to gain freedom quickly. Why take 10 years to do what you can do in 5?

  6. What is consumer debt and why is it so bad?

  7. How to handle secured debt, such as car payments. Is leasing a good idea for depreciating liabilities?

  8. How would you like to live mortgage free/ Paying off your home.

  9. Using cash to make future purchases. The various kinds of "cash" in our modern world.

  10. Investing for the future. Never be in debt again.

  11. The "nurture the children" method of investing.

  12. Living a debt-free life
The banks don't want you to know this information, and want you to think this is harder to accomplish that what it really is. Just think no more worries, anxiety or those harrassing phone calls.

For more information click on the link to start your debt free life today"

12 Steps to Debt-Free Living (What your creditors don't want you to know) can help you become debt free in just 3-5 years!

Thursday, August 23, 2007

Top Earner Wants To Mentor You To Success!

Private mentoring is available from an established internet marketer with a proven track record. He's not a hype-filled guru, but a person who really cares about helping the little guy/gal get "A Hand Up". He is the author of the book by the same name. He has helped me and many others make money online and wil help you, too. Please contact mailto:dottye789@earthlink.net?subject=Private%20Mentoring for more info.

Wednesday, August 22, 2007

three moves that will get you into trouble

t is not uncommon anymore for people to be up to their eyes in debt. It is almost something that has become socially accepted just because there are millions of Americans who do not know how to manage their money. For most of those people, the phrase “personal debt consolidation” can be like angels singing in their ears. But, is debt consolidation really what's cracked up to be?

For most people, if you were really able to cut all their payments in half and then put all of their debt into one place, they still wouldn't be able to afford to make the payment. This is not uncommon because people think that since they are paying this amount of debt off in one lump sum, then they can afford to rack of the credit cards again or live the expensive lifestyle they have already been living and got them into trouble in the first place. So when they hear phrases such as “personal debt consolidation is just a click away!” they can't help but be sucked in.

There are three moves that will get you into trouble when you get into the personal debt consolidation world. Find out what they are at Debt Consolidation made EZ