Repair Credit Reports: "Now, let's get down to business. You're serious about restoring your credit or you wouldn't have read this far. So, here's how to do it.
The Fair Credit Reporting Act, a federal law, requires that all the information in your credit report must be 100% accurate or it must be deleted. With that in mind, the following 3 steps are all that's required to quickly add massive points to your FICO Score:
Credit Repair Step 1.
You obtain a copy of your credit report.
Credit Repair Step 2.
You identify the negative information on your report.
Credit Repair Step 3.
You write to the credit bureaus (Trans Union, Equifax, & Experian) and dispute the accuracy of the negative information they're reporting.
After you've completed these 3 steps, the credit bureau has 30 days to prove the negative information they're reporting is accurate. If they are unable to do so, the information is deleted from your credit report. Once the information is gone, your credit rating improves automatically.
Using the credit repair techniques I teach, the credit bureaus are unable to prove the accuracy of the information they're reporting, over 97% of the time.
Now, this is your basic credit repair blueprint. If you've got each of the 3 steps covered, you can repair your credit report with mathematical"
Repair Credit Reports